The Debt Collective is a membership-based union for debtors and our allies.

Our current economic system forces us into debt in various different areas of our lives: student debt for education; a mortgage to buy a home; debts for utility bills or phone bills, medical care, or even incarceration. No one should have to go into debt to meet their basic needs! These debts are illegitimate and the system needs to change, and The Debt Collective is united to win that change. How? Through the power of our union.